Buying with CC in New York?

Coinbase removed the Credit Card option entirely due to some unsavory people using cards of people they do not know, so that's for all U.S. states.

However, I heard that other brokerages refuse CC usage if you're in NY/NYC even if it's advertised you can use it. Can someone point me to the right place where I can use a CC to purchase any crypto? I can also use cash and money order but realistically the only thing an exchange would take is a CC.

It also has to be on an exchange that gives me a seed phrase so I can "recover" it on a safer wallet and send it to a second wallet on the safer wallet system. I'm open to suggestions for a good safe wallet for Windows, though I think I know one already.

I can go to NJ just to log in, but if I'm making the account, it will be while I'm in NYC and also all my IDs say "NY" on them. :/

Other question: in what situations is a tax form generated and sent or sent or sent based on what you are doing on an exchange?