i own 0.1 btc at 18

I’ve owned 0.1 btc since i was around 16, selling roblox hats. (I know) Been consistently holding crypto since i was 14 and a bit unsure what to do.

I’m planning to go to university, so that money would be useful for paying off at least some of that debt. any idea what i should do? I feel like any substantial drop would have a pretty large impact on my life at its current state.