New study: AI agents prefer Bitcoin over fiat in economic simulations

A new study tested 36 frontier AI models across 9,072 economic scenarios to see what kind of money they would choose when acting as autonomous agents.

Some interesting results:

• Bitcoin was chosen 48.3% of the time as the preferred monetary instrument.
• 79.1% of responses picked Bitcoin as the best store of value.
• More than 90% of responses preferred digital-native money (Bitcoin or stablecoins) over fiat.
• Stablecoins were usually chosen for payments, while Bitcoin dominated long-term savings decisions.

The experiment used models from Anthropic, OpenAI, Google, xAI, DeepSeek and MiniMax and avoided mentioning Bitcoin in the prompts to reduce bias.

Full breakdown:
https://btcusa.com/new-study-ai-agents-prefer-bitcoin-over-fiat-in-simulated-economic-decisions/